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Credit cards have been a part of our lives for decades, but how much do we really know about their history and significance? Credit cards were first introduced in the 1950s as a convenient way to make purchases without having to carry cash. Since then, they have become an integral part of our financial lives and are used by millions of people around the world. The first credit card was issued by Diners Club in 1950. This card allowed customers…

When it comes to managing your finances, understanding the basics of banking is essential. Knowing how to open an account, manage transactions and make deposits can help you make informed decisions about how to best manage your money. Whether you’re a student looking to open their first bank account or someone who’s been using banks for years, here are some key things you should know before opening an account. 1. Different Types of Accounts: Before opening an account, it’s important…

The city-states (polities) of ancient Greece were scattered and lived separately, so each of them had their own money and https://telegram-store.com/catalog/product-category/channels/economics, which emphasized the independence of each region. It is noteworthy that the coins of one polis were not accepted in another, which created serious difficulties for trade and other economic relations.  That is when the responsible persons, the trapezites, came into being. They functioned as intermediaries, exchanging the money of the different polities for a commission. The system evolved,…

Everyone has seen at least once in their lives a movie showing nineteenth-century America, where there is a small dusty town, in the center of which stands a frail wooden building with the word Bank written on it. Judging by the narrative, each of these faded five-street towns regularly attracted the attention of robbers, and the banks were emptied daily. Thanks to this stereotype, many people think that banking and https://telegram-store.com/catalog/product-category/channels/economics originated in the United States, but that is far…

In our country, banks appeared not so long ago, which is why the service was created “from scratch” and is therefore more developed than in other countries. For example, Russians, unlike residents of many other countries, can boast of “instant transfers” and https://telegram-store.com/catalog/product-category/channels/economics, while in Europe, for example, this should take up to several days. However, even we have situations where the bank is not completely fast. This is due to the “banking day”. How does a bank day work?…

Progress is not standing still. Previously no one could even dream of a mobile app and https://telegram-store.com/catalog/product-category/channels/economics, and for even the smallest operation you had to go to a branch, but now everything has become much more convenient. Even more, now you don’t even need an employee to organize any action, because many banks have introduced a chat-bot system. Chat-bots are convenient first of all because they can do all the work 24/7 without breaks and days off. Also, even…